If you have been in an accident, or your home has been damaged, you will likely have to deal with one or more insurance adjusters. Adjusters are employees of the insurance company who work to settle claims. Here are some tips on how to deal with them:
Be Polite and Calm
The first rule of dealing with adjusters is to be polite and calm. Remember, these are people who are just doing their jobs. Yelling or being rude will only make them less likely to help you.
Be honest with the adjuster. Don’t try to hide any information or downplay the extent of your damages. The adjuster will find out eventually, and it will only make things harder for you in the long run.
Cooperate with the adjuster’s requests as long as they don’t overstep boundaries. However, seeking advice from a legal professional prior to this can help significantly.
Only Provide Basic Personal Information
When you first speak to the adjuster, they will likely ask for your name, address, and contact information. You should only provide this basic personal information. Do not give them your Social Security number or driver’s license number. Don’t provide them with too much other information surrounding your accident.
Get a Copy of the Adjuster’s Notes
After each conversation with the adjuster, ask for a copy of their notes. This will help ensure that you are accurately quoted and that there are no misunderstandings. It will also help you keep track of what has been agreed to and what still needs to be resolved.
Do Not Provide Details of Your Injuries
The adjuster will likely ask about your injuries. Do not provide them with any details. You should only discuss your injuries with a doctor or lawyer.
Do Not Provide Details of Your Accident
Likewise, do not provide the adjuster with any details of your accident. This is information that should only be discussed with a lawyer. Giving too much information can damage your case down the road.
Contact a Lawyer Right Away
If you are uncomfortable dealing with the adjuster on your own, or if you have been injured, it is a good idea to get a lawyer. A lawyer can help you negotiate with the adjuster and make sure you are getting the best possible settlement.
Contact LaCourse Law today to get the legal representation you deserve. We will work hard to get you the best result possible for your case. Contact LaCourse Law today at 918-744-7100 to get the legal representation you need for your situation.